Greater Financial Clarity. More Confident Decisions.

The challenge

Are You Making Financial Decisions With the Full Picture?

Most independent business owners have financial records. What is often missing is the time, tools or analytical support to interpret how performance is changing — and what those changes might mean.

Rising Operating Costs

Expenses can increase gradually without their impact on profitability being immediately obvious.

Weakening Profit Margins

Revenue growth does not always translate into improved profitability.

Limited Financial Visibility

Financial information may be spread across sales systems, spreadsheets and accounting records.

Reactive Decision-Making

Without regular performance analysis, potential warning signs may only become apparent after financial performance has deteriorated.

We help turn financial information into clearer insights, so decisions are based on evidence rather than assumptions.

Our services

Financial Analysis Designed Around Better Decision-Making.

Financial Risk Evaluation

Identify potential financial warning signs through analysis of operating expenses, profitability, margins and other relevant financial indicators.

Risk evaluation focuses on identifying areas that require attention. It does not predict financial failure.

Financial Trend Analysis

Evaluate how financial performance changes over time, including:

Revenue movements
Gross and operating profit margins
Operating expense trends
Staff cost ratios
Changes in business profitability

Conclusions depend on the completeness and reliability of the records available.

Financial Reporting & Decision Support

Structured reports and one-to-one consultations that explain:

What has changed
Why it may have changed, where evidence supports an explanation
Which potential risks require investigation
What information could help support your next decision

Naser & Co Analytics is a financial data analytics service. It is not an accountancy or audit practice and does not provide accounting, audit, tax or regulated financial advice.

Packages

Three Ways to Gain Financial Clarity.

Choose a one-off financial snapshot, ongoing monthly monitoring, or a comprehensive review of the last 12 months.

Silver

One-Off Financial Snapshot

Designed for a clear, one-off view of where your business stands.

Financial dashboard
Selected KPIs and ratios
Risk flags identified
Clear written commentary on the findings

£149 one-offPaid in full before work begins. Findings are provided as written commentary; no consultation is included.

Enquire About Silver

Gold

Monthly Financial Monitoring

Designed for ongoing financial visibility.

Monthly financial performance report
Relevant KPI dashboard
Month-on-month trend analysis
Identification of potential financial warning signs
Data reliability assessments
One-to-one monthly results consultation

£250 per calendar monthInvoiced on the 1st of each reporting month. No minimum term.

Founding-client offer First Two Months Complimentary

For up to three founding clients, subject to eligibility: two consecutive full calendar months of Gold — two monthly reports and two consultations — at £0, subject to agreed scope and suitable financial records. No card details and no automatic paid renewal. There is no obligation to buy Gold after the trial. At the end of the trial, we would love you to leave an honest review or refer us to another business owner — but it is entirely optional.

Enquire About Gold

Platinum

Comprehensive Financial Review

Designed for a broader understanding of historical financial performance.

One-time review of up to 12 months of suitable financial records
Analysis of historical financial performance
Evaluation of relevant financial trends and warning signs
Detailed report and a 60-minute findings consultation

£600 one-off£300 before work begins and £300 within 14 days of report delivery. No subscription.

Enquire About Platinum

We aim to deliver reports within 14 days of receiving complete, usable records. Naser & Co Analytics is not VAT registered, so no VAT is added to these prices. Prices, payment terms and timescales are confirmed in your engagement letter — see our terms.

How we work

A Structured Approach to Financial Clarity.

1

Understand

We begin with a free introductory consultation to understand your business, your existing financial systems and the areas where greater financial visibility may be useful.
2

Prepare

We agree the financial records required and how they will be shared — through a restricted-access folder rather than email attachments or public links.
3

Evaluate

The agreed records are processed using a structured analytical reporting system with data-quality checks, defined KPI calculations and reliability assessments.
4

Explain

You receive the financial report and we discuss its findings in a one-to-one consultation, helping you understand performance movements and potential financial risks.

Data security

Your Financial Information Deserves Careful Handling.

Financial records are commercially sensitive. We aim to request only what is needed, protect identifiable information and be open about how analysis is carried out.

Privacy Policy Terms & Conditions

Financial information is requested only where it is relevant to the agreed service.
Identifiable personal information is not shared with AI tools; any AI-assisted checks use anonymised or synthetic data.
Data-quality checks help distinguish reliable results from estimates and unavailable information.
Any use of third-party AI tools is disclosed to you before work begins.
Client information is handled in accordance with agreed contractual and privacy arrangements.

Example analysis

See Beyond the Headline Figures.

A simplified, fictional example of the kind of month-on-month analysis we provide. It is not a client result.

Example_Cafe_Q1.xlsxFictional data

Example Café, January to March: fictional figures excluding VAT. Revenue rises each month while operating profit and margin fall.
	A	B	C	D	E
1	Example Café — Q1 performance summary (£, excluding VAT)
2	Measure	Jan	Feb	Mar	Change Jan–Mar
3	Monthly revenue	24,000	25,500	27,000	+3,000 (+12.5%)
4	Operating costs	21,600	23,450	25,380	+3,780 (+17.5%)
5	Operating profit	2,400	2,050	1,620	−780 (−32.5%)
6	Operating profit margin	10.0%	8.0%	6.0%	−4.0 pts
7	Revenue vs prior month	–	+6.3%	+5.9%
8	Costs vs prior month	–	+8.6%	+8.2%
9	Operating profit vs prior month	–	−14.6%	−21.0%

A stronger sales month doesn’t always mean a stronger financial position.

In this example, revenue grew by £3,000 over two months. Over the same period operating costs rose by £3,780, so operating profit fell by a third and the margin dropped from 10% to 6%.

The potential risk: if costs keep growing faster than sales, further sales growth could coincide with falling profit — a trend that is easy to miss when looking at revenue alone.

Why investigating cost movements matters: understanding which costs are rising — for example supplier prices, staffing or energy — and whether the change is temporary helps an owner decide whether to review pricing, suppliers or staffing levels.

Fictional example. Real analysis depends on the completeness of the records provided, and any estimates or missing information are clearly identified.

Who we work with

Supporting Independent and Growing Businesses.

Naser & Co Analytics primarily works with smaller and independent businesses that keep suitable financial records — such as till or POS exports, bookkeeping ledgers or bank statements — and would benefit from clearer financial performance monitoring. Our services are suited to sectors including:

Independent retail businesses
Pharmacies and healthcare-related businesses
Cafés and hospitality
Gyms and fitness businesses
Barbers and personal care businesses
Other independent service businesses

Greater Financial Clarity. More Confident Decisions.

Are You Making Financial Decisions With the Full Picture?

Rising Operating Costs

Weakening Profit Margins

Limited Financial Visibility

Reactive Decision-Making

Financial Analysis Designed Around Better Decision-Making.

Financial Risk Evaluation

Financial Trend Analysis

Financial Reporting & Decision Support

Three Ways to Gain Financial Clarity.

One-Off Financial Snapshot

Monthly Financial Monitoring

Comprehensive Financial Review

A Structured Approach to Financial Clarity.

Understand

Prepare

Evaluate

Explain

Your Financial Information Deserves Careful Handling.

See Beyond the Headline Figures.

Supporting Independent and Growing Businesses.

Understand Your Business. Identify the Opportunity.